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Information for Transfer Students

A Detroit Mercy education is an investment that will pay dividends over the entire course of your life. That’s why our University has a top ranking by U.S. News & World Report in the “Great Schools, Great Prices” category.

Follow the instructions below to receive your customized financial aid package. And of course, if you have questions at any time, feel free to contact the Office of Scholarship and Financial Aid at 313-993-3350.

The FAFSA may look complicated, but it’s really very simple, and we’re happy to guide you through the process.

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    1. Fill out your FAFSA (Free Application for Federal Student Aid)

    The FAFSA (Free Application for Federal Student Aid) can be completed online, and should be completed as soon as possible following the first of October. We’re happy to walk you through it. Or, if your parents are helping pay for your education costs, we’d be happy to guide them through the process.

    Federal Student Aid Identification

    Before beginning the FAFSA, you should create a Federal Student Aid Identification (FSA ID) for all communication with the U.S. Department of Education here. The FSA ID will allow you to sign your FAFSA electronically, and to correct your processed FAFSA information online.   You will also need to use your FSA ID to complete requirements for loans.  If you are providing parent information on the FAFSA, one of your parents must also sign your application. To sign electronically, your parent must also apply for his or her own FSA ID. Each FSA ID applicant will need to provide personal information such as social security number and date of birth, as well as a unique email address.  Once entered, this information cannot be changed, so please double-check for accuracy before submitting your information.  Please note that this information will need to be verified with the Social Security Administration, a process that can take up to 72 hours.  Until this process is complete, use of the FSA ID will be limited.

    When creating your FSA ID, we recommend that you use an email address that you will always have access to, for this is how they will authenticate you.  Also, make your password something easy to remember but hard for others to guess. Please don't share your FSA ID or password with anyone.

    If a student completes the FAFSA online without the appropriate FSA ID(s), the application will not be processed unless the student submits the signature page with the appropriate signature(s) via mail, which will significantly delay the processing time.

    Filling out the FAFSA

    The United States Department of Education manages the FAFSA process. It is their request that the FAFSA be completed on the web at www.fafsa.gov, which only takes five (5) days to process. If you prefer to complete a paper application, you can call 1-800-433-3243. However, please keep in mind that the paper application takes six (6) weeks to be processed and may cause the student to be ineligible for some time-sensitive state aid.

    After you have completed the fafsa, you will receive a Student Aid Report (SAR) via email from the United States Department of Education with instructions on how to view it. If you did not provide an email address, you will receive a SAR in the mail.

    First School Choice: 002323 (Detroit Mercy School Code)

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    2. Learn about Michigan resident-exclusive grants and scholarships

    Michigan Tuition Grant (MTG)/Michigan Competitive Scholarship (MCS)

    University of Detroit Mercy is a private university, and therefore Michigan residents who attend Detroit Mercy may be eligible to receive a grant from the State of Michigan called the Michigan Tuition Grant (MTG) or Michigan Competitive Scholarship (MCS). Students are only eligible for one of these, not both. To apply for one of these grants, the student and parent(s) must be Michigan residents, the student must complete the FAFSA by March 1st each year, and the student must list Detroit Mercy school code 002323 as the first school choice on the FAFSA.

    The Financial Aid office will determine if the student appears to qualify for MTG/MCS. If MTG/MCS appears on your award offer, please keep in mind that this award is an estimate based on the current-year projected State of Michigan award funding levels. This award level is contingent on the Legislature continuing the funding for these programs in the State's Budget.

    Michigan Tuition Grant (MTG)/Michigan Competitive Scholarship (MCS) applies to undergraduate students only.

    Program Name Location Basis Requirements Notification
    MTG/MCS On Detroit Mercy award
    (eligibility is estimated)
    Need based Michigan resident & FAFSA driven Estimated Award from Detroit Mercy; Official notice from State of Michigan
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    3. Transfer Grants and Scholarships

    Detroit Mercy Transfer Academic Grant

    Academic Grants are awarded to all incoming transfer students based on their cumulative grade point average from previous colleges attended.

    Transfer academic grants are automatically renewed each year for four years (eight semesters, Fall and Winter).  Students must maintain a solid grade point average based on the University’s Scholarship and Grant Renewal Policy and continuous, full-time enrollment.  Students who have been accepted to the architecture program are eligible to receive their scholarship during the fifth year (two additional semesters, Fall and Winter). 

    2018-19 Grants are awarded based on the following transfer GPA model:
                    2.0 – 2.49 GPA           $1,000
                    2.5 – 2.99 GPA           $7,000
                    3.0 – 3.49 GPA           $8,000
                    3.5 – 4.00 GPA           $9,000

    All University Scholarships and Grants have been adjusted in conjunction with the Tuition Reset, beginning Fall of 2018.

    Jesuit Founders Scholarship

    Full Tuition

    The Jesuit Founders Scholarship, one of our top scholarships, rewards new transfer students who have been academically successful and show promise of continued excellence. Full tuition will be met with a combination of Jesuit Founders Scholarship and other federal, state, and private grants and scholarships. You must be admitted to be invited to compete for this scholarship. We award up to 7 scholarships per year. Minimum requirements include standard admission with no conditions, 3.5 cumulative GPA, 24+ transferable credits, a scholarship essay, two letters of recommendation, and full-time enrollment. Unfortunately, students who already hold a bachelor’s degree are not eligible.

    Phi Theta Kappa Scholarship

    Full Tuition

    The Phi Theta Kappa Scholarship is also one of the top scholarships offered by Detroit Mercy. It is available to new transfer students who demonstrate exceptional academic credentials and who are also members of the Phi Theta Kappa Honor Society.  Full tuition will  be met with a combination of PTK Scholarship and other federal, state and private grants and scholarships. Minimum requirements include standard admission with no conditions, a 3.5 cumulative GPA, 24+ transferable credits, a scholarship essay, two letters of recommendation, membership in PTK, and full-time enrollment. Unfortunately students who already hold a bachelor’s degree are not eligible.

    Catholic Education Grant

    $500 per year

    Requires full-time enrollment and is awarded to transfer students who graduated from a Catholic high school. This grant is renewable for up to two years.  

    Theatre Grant

    $1,000 per year

    Full-time transfer students pursuing a major in theatre are eligible for the Theatre Grant. This grant is renewable for up to four years. Students must be regularly admitted to the theatre program, and be invited by the theatre faculty to audition during the winter semester.

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    4. Access your Financial Aid Award and understand the terminology

    Overview

    The Financial Aid TitanConnect award contains a list of the financial aid sources that you qualify for, based on the information submitted on the FAFSA. This aid is outlined to demonstrate how transfer students may qualify to cover the cost of a Detroit Mercy education. Instructions to access your Financial Aid Award in TitanConnect can be found here.

    Scholarships & Grants - these funds are free and do not have to be paid back.

    Loans - these funds must be paid back.  Explanations of the various loan programs can be found here.

    Federal Work-study - these funds are linked to a work program. Students who qualify, may work on campus, or at select off-campus locations, in between classes and earn work-study funds.  The earnings are not automatically applied toward the student's outstanding charges, but rather, paid as a bi-weekly check to students. However, students can work to earn these funds and apply them toward their bill, and may elect to have a payroll deduction directly to their account.

    Definitions

    Cost of Attendance - not necessarily the amount you will have to pay to attend Detroit Mercy, but an estimate of possible expenses. Actual costs will vary by student.

    Expected Family Contribution (EFC)- calculated from the information reported on the FAFSA.  This does not reflect the amount you will have to pay out of pocket.  The EFC will be used, along with the cost of attendance, to determine how much "need based" aid you will qualify for.

    Initial Need -  Cost of Attendance minus Expected Family Contribution equals the Initial Need.

    Outside Resources -  funds received from outside sources to help pay educational expenses.  These are funds not processed by financial aid, but payments negotiated through the Student Accounting Office. Typically, these represent payments from employers, tuition payment plans, etc.

    Need - Cost of Attendance minus Expected Family Contribution, minus Outside Resources equals Need.

    Status - the student classification that this aid level applies to

    Winter 2018 - January through April aid to help pay Winter 2018 costs, as determined by the 2017-18 FAFSA

    Summer 2018 - May through August aid to help pay Summer 2018 costs, as determined by the 2017-18 FAFSA

    Total - total amount of aid to help pay Fall, Winter and/or Summer costs

    Fall 2018-Summer 2019 - September 2018 through August 2019 aid to help pay 2018-19 costs, as determined by the 2018-19 FAFSA

    First Five (5) Steps

    Our transfer award packages are very generous and they are customized to fit each student's financial situation. Below you will find the first five (5) steps to paying for your Detroit Mercy education.

    1. Review the Cost of Attendance and determine your cost for the year. Please plan ahead for books and supplies. Detroit Mercy does not issue book vouchers.
    2. Review your TitanConnect financial aid award which is accessible from your TitanConnect account.  It outlines the financial aid funds that you qualify for, based on the FAFSA. These funds are to help you pay your cost.
    3. Review the Detroit Mercy Financing Options, which summarizes the different loan programs found on the TitanConnect financial aid award. It also summarizes our 10 month interest-free payment plan option.
    4. Determine if you have any out of pocket cost.
    5. Now that you have determined the financial aid sources that you would like to use, please select "accept" or "decline" for each source listed on your TitanConnect Award Screen.  You also have the opportunity to select an amount less than the total offered.
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    5. Follow these steps if you have a Stafford Loan

    Now that you have accepted your award, further steps may be required. These steps may or may not apply to you and your family. These steps are only required if the student is planning to borrow their Direct Stafford loan(s) and/or the parent is planning to borrow the Parent Loan for Undergraduate Students (PLUS) for the academic year.

    Stafford Loans

    Once you have accepted the Stafford loan, you must complete the following two (2) steps before the loan funds will post to your account.

    1. After July 1, the student should complete online Stafford Loan Entrance Counseling.
    2. After July 1, we will process your Stafford loan request. You will be required to complete an online Master Promissory Note (MPN).

    Parent Loans Undergraduate Students (PLUS Loans)

    Once the parent has accepted the Parent PLUS loan, one parent must complete the following two (2) steps before the loan funds will post to your account.

    1. After July 1, the parent should complete an application for the credit-based PLUS Loan.  The parent must log in using their FSA ID, not the student's, to begin the application.  You will receive an immediate credit decision. 
    2. After July 1, we will process your parent PLUS loan.  If approved for this loan, you will be required to complete an on line Master Promissory Note (MPN).

    Related Links 

    Federal Education Right to Privacy Act (FERPA) form allows us to discuss your financial aid with other parties you have designated.  No information about your financial aid can be shared without this form of written consent.

    Financial Aid E-Guide provides click-by-click navigation through our TitanConnect Portal

    Financing Options discusses the various loan programs, as well as our Tuition Management System

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