Sources of Financial Aid
Financial aid takes many forms, including grants, scholarships, loans, work study programs, and tuition discounts.
In addition to program specific eligibility requirements students must also meet general eligibility requirements to be eligible for all federal grants and loans. Contact your financial aid advisor if you have any questions regarding your eligibility for federal financial aid.
Federal Pell Grant
The Federal Pell Grant is awarded to undergraduate students who have not earned a bachelor’s or professional degree. Pell Grants provide a foundation of financial aid to which other aid may be added. The Federal Pell Grant is limited to 12 semesters, or the full time equivalent of 12 semesters. See below for more information on the new Lifetime Eligibility Limits. The Pell Grant is funded each year by Congress, which sets the award minimums and maximums. Pell may be awarded to full, part time, or less than half-time students. Pell Grants are considered to be need-based aid. A complete FAFSA required, there is no separate application.
Iraq and Afghanistan Service Grant
Recipeints must not be Pell-eligible; not hold a prior bachelor's degree; have a parent or guardian who was a memeber of the U.S. Armed Forces and died as a result of military service performedin Iraq or Afghanistan after Sept.11, 2001; and who at the time of the parent or guardians death was less than 24 years of age or was enrolled at least part time in college. The maximum award is the same as the Pell Grant maximum. Payments adjusted for less than full-time enrollment.
An individual subject to involuntary civil confinement or civil commitment upon completion of a period of incarceration for a forcible or non-forcible sexual crime is ineligible for a Pell Grant.
This is an exerpt from the Pell Grant web page from Student Aid on the Web:
Calculating Pell Grant Lifetime Eligibility Used
The amount of Federal Pell Grant funds a student may receive over his or her lifetime is limited by a new federal law to be the equivalent of six years (12 semesters) of Pell Grant funding. Since the maximum amount of Pell Grant funding a student can receive each year is equal to 100%, the six-year equivalent is 600%.
How is my Pell Grant Lifetime Eligibility Used calculated?
Scheduled Award: The maximum amount of Pell Grant funding you can receive is calculated for an “award year.” An award year is a period from July 1 of one calendar year to June 30 of the next calendar year. Your “scheduled award” is partially determined by using your expected family contribution (EFC) that is calculated from the information you (and your family) provided when you filed your FAFSA. Your scheduled award is the maximum amount you would be able to receive for the award year if you were enrolled full-time for the full school year. Your scheduled award represents 100% of your Pell Grant eligibility for that award year.
Percent Used: To determine how much of the maximum six years (600%) of Pell Grant you have used each year, the Department compares the actual amount you received for the award year with your scheduled award amount for that award year. Of course, if you receive the full amount of your scheduled award, you will have used 100%. Some students do not receive their entire scheduled award for an award year. There are a number of reasons for this, the most common of which are that the student was not enrolled for the full year or that the student was not enrolled full-time, or both.
If you did not receive the full amount of your scheduled award, we calculate the percentage of the scheduled award that you did receive. For example, if your scheduled award for an award year is $5,000, but because you were enrolled for only one semester you received only $2,500, you would have received 50% of the scheduled award for that award year. Or if you received only $3,750 for the award year because you were enrolled three-quarter-time and not full-time, you would have received 75% for that year.
Lifetime Eligibility Used (LEU): The Department keeps track of your LEU by adding together the percentages of your Pell Grant scheduled awards that you received for each award year. The table below shows examples of the LEUs of three students who received differing amounts of their scheduled awards over a four year period.
Of course, if a student’s LEU equals or exceeds 600%, the student may no longer receive Pell Grant funding. Similarly, a student whose LEU is greater than 500% but less than 600%, while eligible for a Pell Grant for the next award year, will not be able to receive a full scheduled award.
How can I see my Lifetime Eligibility Used (LEU) percentage?
To view your LEU, you may log on to the National Student Loan Data System (NSLDS) Student Access Web site using your FSA ID. The LEU will be found on the Financial Aid Review page.
Federal Supplemental Education Opportunity Grant
FSEOG is a form of federally funded gift aid. To be eligible, students must be U.S. citizens and they must be considered undergraduates seeking a first bachelor's degree and demonstrate exceptional need. This program gives priority to students who receive Federal Pell Grant and is awarded on a first come, first served basis. Awards range from $100 - $4000. Students must complete a FAFSA each year to determine eligibility.
TEACH Grant - Teacher Education Assistance for College and Higher Education
The TEACH grant is a Federal grant that provides up to $4,000 per year to students who agree to teach for four years at an elementary school, secondary school, or educational service agency that serves students from low-income families and to meet other requirements. If the service obligation is not met, the grant is converted to a Direct Unsubsidized Loan. Download application here.
Michigan Tuition Grant or Competitive Scholarship
The Michigan Tuition Grant or Competitive Scholarship is a State scholarship or grant that may be awarded for full time or part time (at least half time) enrollment. This is awarded to students who are and have been Michigan Residents for at least 2 years - parents of dependent students must also meet this residency guidelines. In addition to residency, students must have Detroit Mercy listed as the first choice on their Free Application for Federal Student Aid (FAFSA). They must also show Financial Need (scientific calculation done through FAFSA) and they must complete their FAFSA by the State of Michigan Deadline of March 1st.
Students attending less than full time receive prorated amounts of the full time award. These are need based and may be affected by any other gift aid a student receives.
These funds are awarded as estimated until we receive final funding from the state and funds will not pay out to the student's account until we have received payment from the State.
TIP – Tuition Incentive Program
This program targets students with financial need, students must also meet a medicaid eligibility history requirement and are encouraged to complete a FAFSA. Students must apply to the State of Michigan prior to high school graduation. The University of Detroit Mercy is a Phase II only school, eligible students must have earned an Associates Degree or 56 college credit hours.
Children of Veterans Trust
An undergraduate tuition program for children of certain deceased of disabled members of the armed forces of the United States. The program is designed to provide undergraduate tuition assistance to certain children older than 16 and less than 26 years of age who have been Michigan residents for the 12 months prior to application. To be eligible, a student must be the natural or adopted child of a Michigan veteran. Stepchildren of the veteran are not eligible. The veteran must have been a legal resident of Michigan immediately before entering military service and must not have later resided outside of Michigan for more than two years; or the veteran must have established legal residency in Michigan after entering military service.
Students may receive scholarship assistance for up to four academic years for a total of up to $11,200. Awards are for an academic year with the amount determined by the student’s enrollment status. Full-time students can receive up to a maximum of $2,800 per academic year.
The Fostering Futures Scholarship, a State of Michigan program, provides scholarships to young adults who have experienced foster care. The State of Michigan works with individuals, community organizations, and businesses to encourage charitable contributions that go towards Fostering Futures Scholarship funds. Awards are paid directly to the students’ institution to assist with unmet need in one or more of the following categories: tuition and fees, room and board and books and supplies.
Many students receive scholarships from outside the university. These scholarships are often academic or civic in nature and may require additional certification from Detroit Mercy. Please send all Certification Requests and Scholarship Checks to:
Scholarship and Financial Aid
University of Detroit Mercy
4001 W. McNichols Rd.
Detroit, MI 48221-3038
Academic Scholarship and Grants
The University of Detroit Mercy offers generous scholaships and grants to undergraduate students through the admissions process. The amount of the award is based on academic achievement, test scores and demonstrated need. Students are encouraged to complete a FAFSA in the first year so that the need portion of the scholarship can be determined. FAFSA's are not required for renewal except where noted. To receive these renewable scholarships, you must be enrolled full-time in a regularly scheduled term (Term 1 or 2, unless on co-op) and maintain a minimum 2.0 cumulative grade point average (except where indicated):
- Catholic Education University Grant
- Students who attended a Catholic school in the Archdiocese of Detroit from grades 1-12 are eligible to receive $5,000 a year. Those who attended and graduated from a Catholic high school (grades 9-12 only) are eligible to receive $2,500 a year. This grant is also for transfer students who graduated from a catholic high school, and is renewable for 2 years of full-time undergraduate tuition.
- Commerce Scholarship
Freshmen interested in pursuing a major in business and have a minimum composite score of 30 on the ACT (or 1340 on the SAT), a minimum grade point average of 3.5, and evidence of significant community involvement or leadership are eligible to receive the Commerce Scholarship.
- Dean's Scholarship2,3
- Insignis Scholarship1,3
- Jesuit Founders Scholarship1
- The Jesuit Founders Scholarship, also a top scholarship, rewards new transfer students who have been academically successful and show promise of continued excellence. Full tuition will be met with a combination of Jesuit Founders Scholarship and other federal, state, and private grants and scholarships.You must be admitted to be invited to compete for this scholarship. We award up to 7 scholarships per year. Minimum requirements include a 3.5 cumulative GPA, 24+ transferable credits, a scholarship essay, two letters of recommendation, and full-time enrollment. Unfortunately, students who already hold a bachelor’s degree are not eligible.
- Jesuit-Mercy Scholarship3
- Jesse Slaton1,3
- Phi Theta Kappa Scholarship1
- The Phi Theta Kappa Scholarship is one of the top scholarships offered. It is available to new transfer students who demonstrate exceptional academic credentials and who are also members of the Phi Theta Kappa Honor Society. Full tuition to be met with a combination of PTK Scholarship and other federal, state and private grants and scholarships.Minimum requirements include a 3.5 cumulative GPA, 24+ transferable credits, a scholarship essay, two letters of recommendation, membership in PTK, and full-time enrollment. Unfortunately students who already hold a bachelor’s degree are not eligible.
- Spiritus Scholarship2,3
- Theatre Company Performance Scholarship
- Full-time freshmen pursuing a major in theatre are eligible for the Theatre Performance Scholarship. Students must be regularly accepted to the Theatre program and be invited by the Theatre faculty to audition during the Winter semester. New full-time transfer students pursuing a major in Theatre are eligible for the Theatre Performance Scholarship. This scholarship is available for up to four years of full-time undergraduate tuition. Students must be regularly admitted to the theatre program and be invited by the theatre faculty to audition during the winter semester.
- Detroit Mercy Grant3
- Need Based Grant - must complete a FAFSA each year to determine eligibiity
- America's Marketing Scholarship
High school students who are active members of America's Marekting High School are eligible to receive the America's Marketing High School Scholarship. This scholarship is offered to support and advance the career aspirations of business students in the fields of marketing/advertising, entrepreneurship, and other like professions.
- Honors Scholarship - for undergraduate programs only
- Project Innovation - for undergraduate programs only
- Re-Build Detroit - must maintain a 2.75 undergraduate grade point average, must complete a FAFSA each year to determine eligibiity
- Detroit Scholarship Fund (Formerly know as COMPACT)2 - for undergraduate programs only
1 Must maintain a minimum 3.0 cumulative grade point average
2 Must maintain a minimum 2.5 cumulative grade point average
3 Renewable for 4-6 years, depending on the program. Beginning with the 2014-15 academic year, students admitted to 5 and 6 year programs will receive a prorated scholarship during their graduate coursework.
Detroit Mercy Grants are awarded to new transfer students for academic achievement. They are renewable for up to four years (five years for Architecture students) of full-time undergraduate tuition.
- 2.0 – 2.49 GPA: $13,000
- 2.5 – 2.99 GPA: $20,000
- 3.0 – 3.49 GPA: $22,000
- 3.5 – 4.00 GPA: $24,000
- Catholic Education University Grant
This scholarship is available for freshmen, transfer and current students. Full time undergraduate students who are dependent of an alum from University of Detroit Mercy, University of Detroit or Mercy college are eligible for this $1000 tuition grant. This grant can be used in combination with other University scholarships or grants, not to exceed tuition. Renewable for up to 8 semester and must maintain a minimum 2.0 grade piont average. Contact Admissions to determine eligibility.
School Educator's Tuition Remission
Full time teacher, substitute, administrator, counselor, paraprofessional, teacher's aide or ed tech in a public or private educational center, enrolled in a program certifiable or endorseable for teaching byt the State of Michigan can receive a 60% tuition discount. A new application must be submitted each term, not more than one month prior to the start of the term, by the following deadlines:
- Fall - October 1
- Winter - February 1
- Summer 1 or 3 - June 1
- Summer 2 - July 1
Persons serving in ministerial capacities, whether ordained or laity, may be eligible for the 50% Religious Discount. Eligibility is limited to religious, clergy, lay persons serving a parish or congregation full-time, enrolled in courses directly related to their ministerial work (ex. Religious Studies). Part-Time and Volunteer students in one of these positions must show evidence of a substantial quantitative and qualitative commitment to their ministerial work. A new application must be submitted each term by the following deadlines:
- Fall - October 1
- Winter - February 1
- Summer 1 or 3 - June 1
- Summer 2 - July 1
Vendor Tuition Discount Program
Current full time employees, their spouses and dependent children of Primary Vendor Companies of University of Detroit Mercy are eligible for a 25% discount on tuition, not to be combined with other Detroit Mercy scholarship, grant tuition remission or discount. Students in the Dental Program are not eligible. Students remain eligible as long as they are in good standing and the full time employee remains enployed at the vendor company. A new application must be submitted each term by the following deadlines:
- Fall - October 1
- Winter - February 1
- Summer 1 or 3 - June 1
- Summer 2 - July 1
- Law Intersession - May 15
- Law Summer Session - June 20
Primary Vendor Companies
- Archdiocese of Detroit
- American Axle
- Beaumont Health System
- Blue Cross/Blue Shield Care
- Boise Cascade
- City of Detroit
- Coca - Cola
- Community Care Services
- Credit Union One
- Detroit Medical Center (DMC)
- General Motors Corporation (GM)
- Genesys Health System
- Henry Ford Health System
- Heritage Optical
- Hines Intrest
- Plante - Moran
- Service Master
- St. John Providence Health System
- State of Michigan
- TIAA - CREF
- Trinity/St. Josephs Mercy/St. Mary's Health Systems
- U.S. Department of Veteran Affairs
- Wayne County
Senior Citizen Discount
This 50% tuition discount is available to undergraduate students who are at least 65 years of age. It is not to be combined with any other Detroit Mercy grant, scholarship, remission or tuition discount. Students must provide documentation to verify current age to the Scholarship and Financial Aid Office, with a request for the discount to be applied. The Senior Citizen Discount is renewable.
Dylenski Travel Grant
Grant for students in the College of Liberal Arts and Education (CLAE) for the summer session International Experience. Students can obtain an application from the program coordinator in CLAE and submit to the financial aid office no later thank the end of February. The financial aid staff will complete the financial aid section of the application and submit to the program coordinator by the beginning of March. The program administrator will coordinate the selection process with Janie Dylenski. These funds are refundable to assist with travel expenses. Award amounts vary.
Scholarships awarded each year with preference to full time undergraduate minority and/or female children or spouse of current Ford employees. Award amounts vary based on amount in fund and number of qualified applicants. Application must be submitted by date on the application.
This $1,000 per year tuition scholarship is available to full time undergraduate students who complete their last two years of high school at a Jesuit or Mercy high school in the U.S. and enter Detroit Mercy right out of high school. This can be combined with other tuition scholarships, not to exceed tuition, it is renewable for 8 undergraduate semesters. Awarded by Admissions.
MPLCC - McNichols Puritan Lodge Community Counsel
Interested students need to be a resident of the McNichols Puritan Lodge Community Counsel (MPLCC) area, which includes the boundaries of West McNichols on the north, and Lodge Freeway to the south, with Livernois on the west and Log Cabin and Idaho Streets on the east. Full tuition scholarship for undergraduate students renewable for 8 semesters, must maintain a 2.0 cumulative GPA. Up to two scholarships for incoming freshmen selected each year by the admissions office.
Sibling Tuition Discount
Full time undergraduate students may be eligible for $1,000 per year, fall and winter semesters only, if they and a sibling attend Detroit Mercy in the same semester. The sibling does not have to be in an undergraduate program but must be a full time student. Aquinas nursing students are elgigible if their sibling attends Detroit Mercy. University employees or their dependents are not eligible. Application is required each year.
A variety of scholarships may become available as gifts are made to the University. Amounts and selection vary with donor requests. Awardees selected by review of eligible students and/or by review of student requests for additional funds. The request for additional funds can be made by completing the required form, in person, in the financial aid office.
GMAT Scholarship (Graduate)
Applicants to the Master of Business Administration (MBA) program who score 600 or greater on the Graduate Management Admission Test (GMAT) are eligible for a 50 percent reduction in tuition.
High school students who make an official visit to University of Detroit Mercy by May 1 of their senior year will be awarded the $1,000 campus visit grant upon enrollment.
Federal Work Study
Federal Work-Study (FWS or CWS) is a federally-funded financial aid program designed to help students meet educational costs through the use of part-time employment (maximum of 20 hours per week). Work-study is awarded as a part of a need-based financial aid package for students expressing interest on the Free Application for Federal Student Aid (FAFSA). To be eligible for a work-study award, a student must be enrolled at least half-time (6 credit hours for undergraduates; 5 credit hours for graduate students) during the regular academic year. Funds awarded to students from this program are estimates of their maximum earnings potential through campus employment. Awards range from $600-$2500 depending on a students need for the academic year. Freshmen and transfer students may be eligible to earn up to $2500 per year depending on their financial need.
Participation in the work-study program is optional. A work-study award does not guarantee employment. A student must obtain their work-study packet authorizing them to work and secure a work-study job by the deadline (contact Financial Aid for deadline dates). To earn work-study funds a student must submit their completed application packet to the Financial Aid Office before their first day of work. Job posting may be found on the Titan Career Link web page or on the Student Employment bulletin board outside of the Financial Aid Office. (See the Student Employment section of this website for further details).
The earnings are not automatically applied toward the student's outstanding charges. However, students can work to earn these funds and apply them toward their bill and may elect to have a payroll deduction directly to their account. Students who choose to take advantage of this opportunity must work and submit a timesheet approved by their supervisor for their hours worked. Students must follow the Student Employment Payday Calendar, schedule to submit their timesheets. The student will receive a regular paycheck every other Friday for the time they have worked.
The University of Detroit Mercy reserves 7% of its Federal Work Study allocation to employ students in community service positions.College work-study earnings do not qualify for unemployment under the Michigan Employment Security Commission.
University of Detroit Mercy Non-Work Study
The Univesity of Detroit Mercy offers Non-Work Study employment as well. Availability varies by individual departments. These positions are available on the Titan Career Link web page.